De acuerdo con un informe de Juniper Research, para el a\u00f1o 2024 el n\u00famero de personas que usar\u00e1n billeteras digitales alcanzar\u00e1 los cuatro mil millones, un n\u00famero que, para entonces, equivaldr\u00e1 a la mitad de la poblaci\u00f3n proyectada del mundo.<\/p>\n\n\n\n
El uso de billeteras digitales ya est\u00e1 ganando popularidad, con un r\u00e9cord de 143 millones de clientes que se registraron para usar dinero m\u00f3vil en 2018. Ese mismo a\u00f1o, las transacciones de dinero m\u00f3vil alcanzaron \u00a3 1.3 mil millones por d\u00eda, y para 2024 Juniper predice que las transacciones de billetera digital aumentar\u00e1n en m\u00e1s m\u00e1s del 80% a m\u00e1s de US $ 9 billones (\u00a3 7,4 billones) por a\u00f1o.<\/p>\n\n\n\n\n\n\n\n
\u201cEn M\u00e9xico, tanto bancos como el gobierno est\u00e1n impulsando las transacciones digitales seguras. Cada vez son m\u00e1s los jugadores de servicios financieros que est\u00e1n promoviendo las operaciones digitales con tecnolog\u00eda para mayor facilidad de los mexicanos\u201d<\/p>, Yecaneh Aguado,\u00a0Directora de ventas para Servicios de Banca y Pagos de Thales M\u00e9xico.<\/cite><\/blockquote>\n\n\n\n
El creciente uso de las billeteras digitales ser\u00e1 impulsado por un aumento en las transacciones realizadas a trav\u00e9s de credenciales almacenadas: m\u00e1s personas guardar\u00e1n los detalles de la tarjeta en sus billeteras digitales y se realizar\u00e1n m\u00e1s transacciones por billetera. Solo en los Estados Unidos, se pronostica que el gasto anual por billetera digital aumentar\u00e1 de aproximadamente US $ 3,350 este a\u00f1o a US $ 6,400 para 2024, un crecimiento de poco m\u00e1s del 90%.<\/p>\n\n\n\n
El aumento de la seguridad es otro impulsor del crecimiento previsto. La introducci\u00f3n de los est\u00e1ndares de Secure Remote Commerce (SRC) (un conjunto de especificaciones desarrolladas por EMVCo que permiten una \u00fanica terminal digital y segura para los pagos de los consumidores) significa que las transacciones est\u00e1n protegidas mediante tokens y criptogramas din\u00e1micos.<\/p>\n\n\n\n
Si bien el informe dice que los consumidores est\u00e1n m\u00e1s familiarizados con las billeteras digitales que utilizan la tecnolog\u00eda de comunicaci\u00f3n de campo cercano (NFC), como Apple Pay y Samsung Pay, la aparici\u00f3n de billeteras basadas en c\u00f3digos QR est\u00e1 en alza, y se prev\u00e9 que el crecimiento contin\u00fae con los est\u00e1ndares de EMVCo.<\/p>\n\n\n\n
Seg\u00fan Juniper, es probable que se produzcan oportunidades de c\u00f3digo QR en esta \u00e1rea en mercados en desarrollo de Asia, donde la infraestructura limitada de POS significa que los tel\u00e9fonos inteligentes se pueden utilizar para realizar transacciones basadas en c\u00f3digos QR.<\/p>\n","protected":false},"excerpt":{"rendered":"
De acuerdo con un informe de Juniper Research, para el a\u00f1o 2024 el n\u00famero de personas que usar\u00e1n billeteras digitales alcanzar\u00e1 los cuatro mil millones, un n\u00famero que, para entonces, equivaldr\u00e1 a la mitad de la poblaci\u00f3n proyectada del mundo. El uso de billeteras digitales ya est\u00e1 ganando popularidad, con un r\u00e9cord de 143 millones …<\/p>\n","protected":false},"author":123458,"featured_media":10870,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"loftocean_post_format_gallery":"","loftocean_post_format_gallery_ids":"","loftocean_post_format_gallery_urls":"","loftocean_post_format_video_id":0,"loftocean_post_format_video_url":"","loftocean_post_format_video_type":"","loftocean_post_format_video":"","loftocean_post_format_audio_type":"","loftocean_post_format_audio_url":"","loftocean_post_format_audio_id":0,"loftocean_post_format_audio":"","loftocean-featured-post":"","loftocean-like-count":0,"loftocean-view-count":360,"loftocean_coauthors":"","alpaca_post_content_reading_setting":"","alpaca_reading_speed_per_minute":0,"alpaca_reading_speed_unit":"","alpaca_single_post_template_layout":"","footnotes":""},"categories":[5],"tags":[133],"yoast_head":"\n
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